Financial Inclusion

MoMo transactions far outstrips cheque transactions in first four months of 2021

Mobile money transactions far outstripped cheque transactions by approximately GHS232 billion in the first four months of 2021, Right Reverend Patricia Sappor, President Chartered Institute of Bankers(CIB), has disclosed. She said according to the data from the Bank of Ghana, the value of mobile money transactions for the first four months of 2021 totaled GHS301.1 …

Phone transactions levy to pay for roads – Finance Minister

The Finance Minister says government is looking to introduce innovative ways of raising revenue after it scrapped the payment of tolls on tolled roads. Ken Ofori-Atta said government is proposing a 1.7% phone transactions levy payable by mobile money users per transaction above ¢100. He said this will help government to shore up revenue inflows …

The Role of banks, telcos and fintechs in driving financial inclusion

When the COVID-19 pandemic took hold early in 2020, a cloud was cast over the prospects of maintaining standards of living and the provision of basic but vital goods and services to the unbanked majority who would not be able to execute cash linked transactions. It quickly became clear that mobile technology, and mobile money …

MoMo consolidates position at forefront of Ghana’s expanding digital payments industry

The latest payments platforms report released by the Bank of Ghana, covering the first half of 2021 has disclosed that mobile money transactions has retained its place as the most preferred mode of transferring money, ahead of cheques.  Indeed the gap between mobile money and cheques continues to grow, measured by both number of transactions …

Economy still cash-driven despite mobile money success – BoG

Even though the rollout of the mobile money platform since a decade ago has been largely successful, as it has widely gained acceptance, most transactions are still cash driven, a situation Bank of Ghana’s Director and Head of Payment Systems, Dr. Settor Amediku, says requires more collaboration of both the regulator and players to improve …

GhIPSS report shows steady drive towards cashless agenda

The GhIPSS 2021 half year performance report has shown that the GhQR and other new electronic services have started making gains. These electronic channels, including GhQR, ACH Direct Credit Near Real Time, GIP Debit pull, and Proxy Pay introduced by Ghana Interbank Payment and Settlement Systems (GhIPSS) cumulatively recorded 358,000 transactions in the first half …